Are you a working professional looking for a loan?

Look no further than DigiMoney Finance! Our personalized loan options are designed with your unique needs in mind. Whether you need funds for unexpected bills, home renovation, car service, wedding expenses, or any other personal need, we have you covered.

Personal Loans for Working Professional

Our Personal Loans are designed specifically for working professionals in TamilNadu, Pondicherry & Other notable cities are Bangalore, Mysore, Visakhapatnam, Mangalore, Hyderabad & Tirupathi. We understand the unique financial needs that arise during your professional journey, and our loans are here to empower you to meet those needs, big or small.

Instant funds

Get emergency cash 24/7 in 10 minutes

Fast & convenient

Apply online in minutes and get funded quickly.

Flexible terms

Choose a loan from ₹10,000 to ₹1,00,000 for 3-12 months.

Peace of mind

Manage your finances with ease and focus on what matters.

Eligibility & Documents

  • Personal Loan Eligibility
    • Salaried Employees
    • 650 Min Cibil Score
    • Must live in Tamil Nadu & Pondicherry
    • Minimum Age 21 & Maximum Age is 55
    • Minimum Salary 15,000
  • Documents Required For Personal Loan
    • Last 6 Months Bank Statements
    • Last 3 Months Payslip
    • Aadhar Card & PAN Card
    • Address Proof – EB Bill or Gas Bill or Rental Agreement.

Application Process

  • Apply Online
    Submit your application online with minimal documentation, ensuring a hassle-free process.
  • Document Verification
    Our team performs a thorough verification of the submitted documents to ensure accuracy and compliance.
  • Loan Disbursal
    Upon approval, funds are disbursed quickly, allowing you to meet your financial requirements promptly.

Interest Rates & Repayment

Flexible Repayment Options

Choose from a range of repayment options that suit your financial situation. We offer flexible terms to make loan repayment manageable.

No Hidden Fees

Rest assured that there are no hidden fees or charges in our loan offerings. We believe in complete transparency in our terms and conditions.

Quick Loan Disbursement

Get your funds quickly with our streamlined loan disbursement process. We understand the importance of timely access to funds.

Personalized EMI Dates

Enjoy selecting your comfortable 3 EMI dates, based on the given options and select one. We strive to make your repayment in a comfy way.

Why DigiMoney Finance?

Fast Processing

⚡️ Our easy and fast application process simplifies the loan experience, ensuring quick access to funds.


Competitive Rates

💰 Benefit from competitive interest rates and flexible repayment options tailored to your financial situation.


Customer Support

🤝 Our dedicated customer support team is always available to assist with any queries or concerns.

Convenient Access

🌐 Access your loan information and manage your account conveniently through our user-friendly online portal.


Transparent Terms

🔍 We believe in transparency, providing clear terms and conditions for your loan agreement.


Flexible Repayment

💪 Enjoy flexible repayment options that fit your financial goals and budget.

Awards & Recognition

DigiMoney Finance is proud to have been recognized for our commitment to excellence in the financial industry. We have received multiple awards for our innovative loan products, exceptional customer service, and dedication to customer satisfaction. These accolades reflect our continuous efforts to provide the best financial solutions to our valued customers.

FinTech Startup Category by Tamil Nadu FinTech Policy 2021

Future Digital Leader Award 2022 by From BFSI & FINTECH Conclave & Awards 2022

Innovation In Digital Lending Of The Year by From BFSI & FINTECH Conclave & Awards 2022

Best Fintech NBFC Of The Year 2023 at the 15th NBFCs & Fintech Conclave!

Co-Founder received Best Entrepreneurs 40 Under 40 in India by Times Of India in March 2023

SME Business Award 2023 by Great Companies

DigiMoney Finance 2024 LendTechX Best NBFC LENDTECH Of the year

Customer Testimonials

“Good app for availing easy and instant loan and one of the best user friendly app.”
Hari Nivas
“Awesome app! Easy to get instant loan approval.”
Yuvaraj D
“User-friendly interface and streamlined process make this loan app a convenient choice. Quick approval and clear terms enhance the overall experience.”
Joseph Arun
“Excellent customer support and quick loan process.”
Deepak Valan
“I am happy with the overall service provided by team. always in touch and kept me updated on the loan status Thank you.”
Shabana Rahaman

Frequently Asked Questions

1. What are the eligibility criteria for personal loans?

Eligibility criteria include age, employment, income, and credit history. We evaluate applications holistically, ensuring fair consideration.

2. What is the maximum loan amount available?

The maximum loan amount depends on various factors, including your income, creditworthiness, and repayment capacity.

3. How long does it take to get approved for a loan?

The approval process typically takes a few business days. We strive to process applications as quickly as possible while maintaining our high standards of due diligence.

4. What documents are required for the loan application?

The documentation requirements may vary based on the type of loan. Generally, you will need to provide proof of identity, income, address, and employment details. Our team will guide you through the specific document requirements during the application process.

5. Can I repay my loan before the scheduled tenure?

Yes, you can make early repayments without any prepayment penalties. Clearing your loan ahead of schedule can help you save on interest costs.